Funds Flow

The complete journey from gift purchase to securities ownership

Gifter (Purchaser)

Selects gift amount + chooses ETF (VOO / QQQ / DIA)

Checkout & Payment
Shopify Checkout

Payment processed via Shopify Payments + order record created + unique redemption code generated

Order Confirmation
Platform Operator

Receives order notification via Shopify + creates redemption record associated with the gift + coordinates physical gift box fulfillment

Scott Capital Holdings, LLC

Gift Redemption
Giftee (Recipient)

Enters redemption code + confirms ETF selection

Identity Verification (KYC)
Alpaca Broker API

Alpaca performs KYC verification + Alpaca creates brokerage account + account status returned

Account Funding
Giftee Brokerage Account

Gift funds credited to an Alpaca-custodied brokerage account + cash available for investment

Custody: Alpaca Securities LLC (FINRA Member / SIPC Protected)

Trade Execution
Market / ETF Execution

Alpaca executes ETF purchase order + shares credited to giftee's account + trade confirmations and account statements issued by Alpaca